Term Of Services

These Terms of Service (“Terms”) govern your use of GaoYin’s website, products, and services. By accessing or using our website, products, or services, you agree to comply with these Terms. Please read them carefully before using our platform.

01

Use of Services

a. Eligibility

•By using our services, you represent that you are at least 18 years old or have reached the age of majority in your jurisdiction.

•If you are using our services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

b. Account Creation

•Some features or services may require you to create an account.

•You are responsible for providing accurate and complete information during the account creation process.

•You are responsible for maintaining the confidentiality of your account credentials and are liable for any activities that occur under your account.

c. Prohibited Activities

•You agree not to engage in any illegal, unauthorized, or prohibited activities while using our services.

•This includes, but is not limited to, transmitting harmful code, interfering with the functionality of our platform, and violating intellectual property rights.

02

Intellectual Property

a. Ownership

•Gao Yin retains all rights, title, and interest in and to its website, products, and services, including all intellectual property rights.

•You acknowledge that you do not acquire any ownership or rights by using our platform.

b. User Content

•By submitting or posting any content on our platform, you grant [Company Name] a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, adapt, publish, distribute, and display that content.

c. Trademarks:

•All trademarks, logos, and service marks displayed on our platform are the property of Gao Yin or their respective owners.

•You are not permitted to use any trademarks without the prior written consent of the owner.

03

Privacy Policy

• Our Privacy Policy explains how we collect, use, and protect your personal information.

• By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

04

Limitation of Liability

a. Disclaimer

• Gao Yi strives to provide accurate and reliable information but does not guarantee the accuracy, completeness, or reliability of any content on its platform.

• You acknowledge that any reliance on the content is at your own risk.

b. Limitation of Liability

To the extent permitted by law, Gao Yin and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising out of or in connection with your use of our platform.

05

Modifications and Termination

a. Modifications

• Gao Yin reserves the right to modify, suspend, or discontinue any part of its platform at any time without prior notice.

• We may also update or modify these Terms from time to time. It is your responsibility to review the Terms periodically.22

b. Termination

Gao Yin may terminate or suspend your access to our platform, products, or services at any time for any reason, without prior notice or liability.

06

Governing Law and Jurisdiction

• These Terms shall be governed by and construed in accordance with the laws

• Any disputes arising from or relating to these Terms or your use of our platform shall be subject to the exclusive jurisdiction of the courts

07

Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

08

Entire Agreement

These Terms constitute the entire agreement between you and Gao Yin regarding your use of our platform, products, and services.

If you have any questions or concerns about these Terms, please contact us at legal@gaoyinfinance.com. By using our platform, you acknowledge that you have read, understood, and agreed to these Terms of Service.